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Debt Advice

A Debt Advice Consultation with us is a non-judgemental, confidential, no-obligation conversation. We will talk through your situation and explain your options before recommending a debt solution.

We pride ourselves on the personal service we provide. With our help and support, thousands of our clients are now debt free.

Friendly and Professional Advisers

We are small team of friendly and professional advisers who understand how stressful being in debt can be. We will make your experience as simple, transparent and stress-free as possible.

When you contact us for debt advice we will contact you by your preferred method – email, phone, or WhatsApp - to arrange a suitable time and date for your Debt Advice Consultation.  

Debt Advice Consultation: What to Expect

We understand that arranging a Debt Advice Consultation may feel daunting. Our promise to you is that this will be a non-judgemental, confidential, no-obligation conversation.

In your phone consultation, we will:

  • talk through your current income and expenditure and circumstances 

  • discuss your budget planning and income maximisation options 

  • run through all debt solution options 

  • make you aware of free options available with debt charities

  • agree with you how you wish to proceed.


After the consultation, if you decide you wish to proceed with a debt solution, we will make the process simple and transparent. 

Debt Solutions

Our aim is to ease your burden of debt by finding a debt solution that is right for you. During your Debt Advice Consultation, we will cover the following debt solutions.

Debt Relief Order

You can apply for a Debt Relief Order (DRO) if you cannot afford to pay back your debts. It is granted by the Insolvency Service. A DRO has very stringent criteria and is only available in certain circumstances. 


Bankruptcy is an option if you have very little or no money to pay back debts. Those who owe money and cannot pay it back can petition for Bankruptcy.

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