We could write off up to 80% of your debt!

We could offer you a debt solution to ensure you always have enough money to live comfortably, are debt free in just 5 years with up to 80% of your debt written off!

Find out if you qualify instantly with our quick check!

Our most popular solutions

Debt Management Plan

Consolidate your unsecured debt in to one affordable monthly payment. An informal, flexible and confidential plan tailored to suit your needs. Make one payment per month to Dexter Bell Associates rather than managing several unaffordable payments to creditors. Pay your debt back at a rate YOU can afford.


Make one affordable monthly payment rather than several payments to your creditors.

We negotiate reduced payment plans with your creditors and distribute your payments to them on your behalf.

We negotiate where possible to freeze or reduce interest in order to repay the debt in the quickest time possible.

You will have one point of contact. We will deal with any queries on your behalf, keeping contact from creditors to an absolute minimum.

The plan is flexible to meet your needs. If your circumstances change for any reason the plan can be adjusted to suit your new situation.

Flat rate monthly management fee of just £35.00 and no set up fees.


If you do not complete your plan your debt will not be cleared.

Secured debts such as Mortgages can not be included in the plan.

A Debt Management Plan will have an adverse effect on your credit rating.

In the vast majority of cases creditors agree to the plan and freeze or reduce interest. However, they are not obligated to do so and could still contact you.

IVA/Individual Voluntary Arrangement

An IVA also offers one affordable payment per month and usually lasts for 5 years. At the end of this period up to 80% of your debt is written off. An IVA is a formal agreement that yourself and your creditors enter into which offers protection from legal action.


Make one affordable monthly payment rather than several payments to your creditors.

An IVA offers a set time frame to clear your debts, usually five years. After this period the remaining debt is written off.

Interest and charges are frozen as long as the IVA is adhered to.

You will have one point of contact. We will deal with any queries on your behalf, your creditors will NOT contact you.

You are protected from any legal action. If you are a homeowner, your home is protected under the IVA.

All fees payable under the IVA are taken from your monthly contributions.


You will enter in to a contract for the full term of the IVA and your details will be added to the insolvency register.

Failure to complete the IVA could result in Bankruptcy.

You will not be able to acquire credit of more than £500 during the IVA.

Homeowners may have to release equity from their home.

Your credit history will be affected for 6 years.

Alternative Debt Solutions


Write off all of your debt by petitioning for Bankruptcy.

Debt Relief Order

Similar to Bankruptcy for lower debt levels.

Protected Trust Deed

Similar to an IVA but available in for Scottish residents only.

Debt Arrangement Scheme

Similar to an Debt Management Plan but available in for Scottish residents only

Contact Us

Office Hours

Monday 9.30am - 5pm

Tuesday 9.30am - 7pm

Wednesday 9.30am - 7pm

Thursday 9.30am - 5pm

Friday 9.30am - 4pm

Dexter Bell Associates Ltd

500 Kings Road


M32 8JT

0161 865 8400



Privacy Policy

Complaints Procedure

Opt Out

Dexter Bell Associates Ltd registered in England & Wales  are regulated by the Finacial Conduct Authority - 663030