Alternative Debt Solutions

Bankruptcy

Bankruptcy is an option for people who have no or very little money to pay back their debts. Anyone who owes money and can't pay it back can petition for Bankruptcy. For more information please contact The Money Advice Service.

Debt Relief Order

You can apply for a Debt Relief Order if you can't afford to pay back your debts. It's granted by the Insolvency Service and is a cheaper option than bankruptcy. However, a DRO has very stringent criteria and is only available in certain circumstances. For more information please contact The Money Advice Service.

Free debt advice and help is available from the Money Advice Service. For more information visit moneyadviceservice.org.uk or read the article Options for paying off your debt.

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